Grown Up Talk: Do You Have Life Insurance?
Sometimes it really blows my mind that I’m not a kid anymore - I remember how old twenty-three used to seem when I was in high school, and I sort of figured I’d have it all together by then. Now here I am at twenty-three years old, and it still surprises me when I catch myself doing the things I always classed as 100% grown-up… adult issues that I thought it would have to be “forever” until I really had to actively think about.
What prompted this train of thought? I was just surfing and checking out life insurance quotes - since I am, in fact, my household’s primary breadwinner, it dawned on me the other day that life insurance may not be such a bad thing to look into. Of course, I’m hoping to life a long and full life - but things happen. I may only be in my twenties, but I can name at least five people that were my age when they died. It’s very sobering to think about.
So yeah, life insurance. I realized that I actually knew NOTHING about it other than the fact that it existed, and that’s really not very financially responsible of me. As I’ve noted in a few of my other posts, I’m really trying to become good with money and have all my bases covered… whether it’s by building credit, consolidating debt, or looking into life insurance.
Hopefully I didn’t depress anybody too much - I just felt that this was an important topic, and I know that many of my readers are in my age group… do any of you have life insurance? How much do you pay? When did you decide it was time to get it, or if you don’t have it already, when are you planning on getting it, if ever? I’m just really curious as to what the norm is.
